Phoenix-based direct business lender committed to transparent, efficient, and growth-focused financial solutions.
Malcolm T Sloan PLC was founded with a clear mission: eliminate the complexity, delays, and opacity that plague traditional business lending. Operating from Phoenix, we serve entrepreneurs and established businesses across Arizona and beyond with direct lending solutions built on decades of financial expertise.
As a direct lender, we make our own credit decisions, set our own terms, and fund our own deals. This structure allows us to move faster, price more competitively, and build genuine partnerships with our clients. No broker chains. No endless underwriting committees. Just clear conversations and decisive action.
Our team brings experience across commercial banking, structured finance, and entrepreneurship. We understand both sides of the table—the lender's need for prudent risk management and the business owner's need for speed, flexibility, and capital that actually moves the needle.
We believe lending is fundamentally about relationships and outcomes, not just credit scores and collateral. Our underwriting considers the full picture: cash flow trends, market position, management capability, and growth trajectory. We look for businesses with clear plans and the discipline to execute.
Every application is reviewed by experienced lending professionals who understand your industry. We control the entire process from application to funding.
No hidden fees. No surprise clauses. We explain every term before you commit, and we stand behind our quotes.
Every detail matters. From application to closing, we maintain meticulous standards and clear documentation.
Time is capital. We've streamlined our process to deliver decisions and funding when you need them, not when it's convenient for us.
Financial jargon obscures value. We communicate in plain language and answer every question completely.
We succeed when our clients succeed. Our goal is to build long-term relationships, not extract short-term fees.
Experience the difference of working with decision-makers who understand your business and can move at your pace.
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